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international health insurance

Cigna Thailand

A globally recognised health insurer offering expat health plans in Thailand with comprehensive inpatient and outpatient coverage and direct billing at Bangkok's major private hospitals.

Map showing location of Cigna Thailand

Published Updated

Cigna Thailand at a glance

Type
international health insurance
District
Ratchathewi

Cigna is a globally recognised health and insurance company with a Thailand operation offering individual and family health plans for expats and long-stay residents. Plans typically cover inpatient hospitalisation, outpatient consultations, emergency treatment, and optional maternity and dental coverage.

Cigna has direct billing relationships with many Bangkok private hospitals, which means cashless treatment at participating facilities. The list of direct billing hospitals includes most of the major international-facing private hospitals in Bangkok.

Plans are structured in tiers, with higher tiers providing larger annual benefit limits and broader geographic coverage — some plans extend to worldwide coverage including the US. Premiums depend on age, health history, nationality, and the specific benefit level chosen.

When evaluating Cigna plans for Thailand, pay attention to whether the plan is underwritten in Thailand or offshore, as this affects the claims process and tax treatment in some cases.

The Cigna Thailand office handles Thai-market plan queries; for global plans, the international service center is the main point of contact.